Gold Loan Officer Job opening in CSB Bank, (Vadodara, Gujarat)

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We got a new job details in CSB Bank & they are Hiring Candidates for Gold Loan Officer

Job Details
Company Name :
CSB Bank
Company Location :
Vadodara, Gujarat
Job Position :
Gold Loan Officer
Job Category : Jobs in Vadodara

Job Description :
Gold Loan OfficerMFT5646
Retail BankingUcb – Nizampura – Baroda – Branch
Required Experience
2 – 12 Years
Posted On
18 Apr 2022

Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
31 Jul 2022
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail Banking
Sub Org Unit 2
Western Zone
Sub Org Unit 3
Gujarat And MP Cluster
Sub Org Unit 4
UCB – Nizampura – Baroda – Branch
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Branch/Department Code
643
Branch/Department Name
Nizampura – Baroda – Branch
Country
India
Geographic Zone
West
State
Gujarat
City
Vadodara
Worksite
UCB – Nizampura – Baroda – Branch
Worksite Code
643
Skills
Skill
CROSS SELLING
CUSTOMER SERVICE
CLIENT RELATIONS
UPSELLING
Minimum Qualification
GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
a). To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
b) Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
(c) Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
(d) Maintaining the TAT in the timely disbursement of Gold loan.
(e) Retention of customers / portfolio by meaningful engagement time to time.
(f) Secure safe room operations, security measures, day to day working of branch.
(g) Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
(h) Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
(i) Cross Sell of other products / services of the bank.
(j) Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
(k) Any other duties and responsibilities, assigned by the Bank.

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